Personal Finance

Understanding The Five Basic Financial IQs

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This is simply means understanding our five basic financial intelligent quotients. The subject of money has been neglected for a long time in our educational system, and it seems like being ignorant of it has been a simple way for most people to ignore the subject. Most people play it safe in the real world just maintaining their day job without investing on their financial education. They only interested with the token paycheck they received from their employers and plan their lives with only just that. They believed that nothing could be done to raise their financial IQs to make more money from other sources because the entire society has been brainwashed believing that financial education are not important. How’s such analogy about money helping you reach your financial goal lately? 

One of the reasons why our school systems do not teach students much about money is because most schoolteachers operate from entitlement mentality and however, our schools prepare people for such entitlement mentality throughout their lives. Graduating from the high institutions with any information on how money works, but only interested to make money through gaining opportunity either to work for the government or the private sector. People lives in default mindset about the subject of money from generation to generation, and will still pay it to the next generation if nothing is been done about it.

Money alone cannot solve our financial problems, but educating ourselves about the subject of money does. That is why giving poor people much money cannot solve their money problems. In many cases, it only prolongs the problem and creates more people in our society. For example, have you seen someone who won big money from lottery ticket if the person doesn’t have a good financial education, after three to five years, the person will turn out to become poorer compared to his or her standards before winning the lottery. Also, hard work alone doesn’t solve our money problems. Come to think of it, the world is filled with hard-working people who have no money to show for it. Most hard-working people who earn much money, yet they still grow deeper in debt, needing to work even harder to make more money to get by each day. On the other hand, Formal education cannot solve our money problems, because the world is filled with highly educated poor people who only use big grammars to create more problems for others.

The root of our problems is poor or lack of financial education, and the problem caused by a lack of financial education is our inability to solve simple financial problems. Rather than addressing the root of this problem through our educational system to educate people about the subject of money. But many people ignore the problems and enjoy living in ignorant of it. They never pay attention to their spending habits. If we don’t pull a weed up by the root, and only cut off the top, it will come back quicker and bigger in the long run. The same principle applies to our financial problems.

 There are those who depend on the government to solve their money problems, but I do not know how the government can solve their money problems when the government itself can’t solve its own financial problem. Our government keeps growing in debt day by day because those in government who handles our money are financially illiterate. In my opinion, it is up to individuals to resolve and look for ways to solve their own money financial problems. And the good news is that if you can solve your own money problems, it will make you smarter and richer as you perfect your financial problems solving skills.

The Five Financial IQs

Our financial intelligent is that part of our mental intelligent we use to assimilate or solve our financial problems. And financial quotients (Financial IQ) are the measurement of that intelligence. It is how you quantify your financial intelligence. For instance, if you make N100, 000 and pay 20% in taxes, you have a higher financial IQ than someone who makes same amount and pays 5o% in taxes. The person who keeps a lot of money after taxes has a higher financial IQ than the one kept lesser money.

The five basic Financial IQS are:

  • Making more money financial IQ
  • Protecting your money financial IQ
  • Budgeting your money financial IQ
  • Leveraging your money financial IQ
  • Improving your financial information financial IQ

Making More Money Financial IQ

There are those who are very smart when it comes to making more money than others. They are always open to adopt new methods of making money. They are going in learning and trying what they have learnt about making money and when they do, they become smarter and make more money on a daily basis. The more money they make, the higher their financial IQ grows. Simply put, someone who makes a six figure income (a million and above) annually has a higher financial IQ than someone who only make five figure income (below a million). We have seen those who have high academic IQ, those we called genus of our time in the classroom but they were unable to make much money in the real world because there are a lot of differences between academic IQ and financial IQ. Making more money shows how strong is your financial IQ. Look around you, there were those who were doing greatly in academic during your school days, but today, they are not the richest ones among your equals.

Protecting Your Money Financial IQ

Here, if two people make same amount in a year, for example, they make N1,000,000 each and one of them pays less in taxes than the other, the person that pays lesser taxes has learned how to protect his money because he or she is closer to achieving financial integrity by learning how to keep what he makes. The simple truth is that the world is out to take your money and make you lose all you’ve gotten. Even your relatives, friends and government are targeting your money, but your ability to protect your money is what will determine how far you grow financially in the real world. Note, and please don’t miss quote me, not all who took your money are crooks or wants to bring you down. But I’m just saying, the more money you make, people will come close to you for one help or the other. Also one of the biggest financial predators of your money is taxes you pay to the government. The government takes your money legally.

Budgeting Your Money Financial IQ

After making more money and protecting it, the next thing is to budget the money. And this requires a lot of financial intelligence. Someone who makes N1,000, 000 in a year but can’t be accountable on how he or she spends the money has problems in budgeting. Many people budget money like poor person rather than like a rich person. They allowed their emotions to control their spending and do like or nothing on reinvesting their money. Most people make a lot of money but fail to keep much, simply because they budget poorly. For instance, a person who makes and spends N700,000 a year has a lower budgeting financial IQ than a person you only makes N50, 000 and was able to live well on N40,000 and invest back the remaining N10,000. Being able to live well and still invest no matter the amount requires a high level of financial intelligence. Also having a surplus at times, is something you must actively learn how to budget for. This is where maturity comes to play, because you having a lot does not mean you’ve to spend all. You’ve to budget your learn how to control your emotions because it’s what controls your spending. Before you spend, ask yourself how much have I kept for investment and make sure hold yourself accountable on every dime you spent. Do not be carried away due to impulse purchase or instant gratifications.

Leveraging Your Money Financial IQ

Most people only think that the only way to leverage their money is through saving their money in the bank. That’s an old and outdated form of investment. By doing this, you’re just making the owner of the banks to become richer without gaining anything from their riches. They will be trading and investing with your money and little or no interest. After the budgets of the surplus money you made, the next financial challenge is to leverage the surplus. But the problem here is that millions of people all over the world don’t know what to invest in after making the money. Most of them give what they called financial experts their money to invest for them, hoping that the experts will be truthful enough to returns their dividend to them after investment. But entrusting your money to someone is very risky; some of them are real crooks who may run away with your money.

I suggest you start learning about investment; starts small and build from there. Invest on your skills first on how to make money online. Investment could be starting a part-time business you run at home after work. It could be opening laminating and photocopying stand that do not requires much skills to begin with. It could be supporting ideas by turning it to business that generates money for you. Just try something, don’t worry about failure because without trying, you can’t know far and well you could go.

Improving Your Financial Information Financial IQ

There is a bit of wisdom that goes like this, “You need to learn how to walk before you can run”. This is true with financial intelligence. Before you can learn how to make exceptionally high returns by leveraging your money, you need to learn to walk, that is, to learn the basics and the fundamentals of financial intelligence. One of the benefits of being dedicated to your financial education is that over time you will be better able to grasp more sophisticated financial information just as mathematicians are able to solve complex equations after years of practicing math problems. The point here is that we all have to start from somewhere and build up from there.

I started blogging because I’ve spent time trying to understand the basic fundamentals of blogging and it’s working out for me. The basic level of information required to set up a good blog has been assimilated in my brain, and each day, I’m becoming better on what I do. Projecting into the future doing this may be 5 to 8 years from today, who knows how strong I will become doing this?  What I do know is that whatever problems or challenges the future holds, I will look at them as simply as an opportunity to get smarter and increase my five basics financial intelligence. Rather than panic, I believe I can learn to adjust and prosper because of my financial intelligence has become stronger.

On the other hand, I believed most of us have been in a class, lecture, or conversation where the information went right over our heads. Or we have been in a class where the information was so complex, attempting to grasp what was being said hurt our heads. This means either the teacher is a lousy teacher, or the student needs a little bit more basic information.

Money is not the most important thing in life, but money does affect everything that is important to life. When you think of it, money affects our standard of living, health, and education. Everyone is aware that poor people have poorer health, poorer education, and poorer standard of living. Also not, you can be a successful doctor and still be poor. You can be a successful schoolteacher and still be poor. But you cannot be a successful entrepreneur or investor and be poor. This is why understanding the five basics of financial intelligence is very important.  

Using old ideas to solve new problems only creates bigger and newer problems. This is why I believe that five basics financial intelligence are important. If you develop these five financial intelligence, you will have a better chance of doing well in the rapidly changing world. You will be better able to solve your own financial problems and also increase your financial intelligence.

Until Next Time, Live Exceptionally!!

What’s Your Current Financial Philosophy?

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The thoughts and ideas people hold about money often times determines how much they make in the real world financially monthly or annually. Such thoughts and beliefs installed in them as their own financial paradigm could enhance or limit how much money they generate money on a daily basis. By financial philosophy, I mean your ideal financial knowledge or education you hold about making money, which could be either as an entrepreneur or an employee. On the other hand, they are those smart individuals who still keep their day-time job and also run personal businesses because they have grown to develop their financial philosophy to be an empowering one.

Your financial philosophy guides and directs you on what you think could be possible when it comes to generating income. Some people grew up with negative financial philosophies which limit them from exploring alternate sources of generating money through multiple streams of income. They learned such knowledge from their parents or peer group while growing up and develop such philosophies to their adulthood. Creating a good financial philosophy can help you decide how to make money and live a lifestyle of your choice.

What did you learn from your parents about money? Are your parent’s financial philosophy empowering or disempowering? Are your current financial philosophies helping you to reach your financial goals? Can you honestly lecture on your financial philosophy for others to learn and grow their finance if such opportunity to teach comes around? Are your parent’s financial philosophies working out real good for you till this moment or you need to change them? Do you see your parents as great financial mentors? What’s your current financial philosophy? Do you even have one you’re working on daily or just live by default?

For instance, for some people, the only way to make money is just to get a high paying job and work there all their lives as an employee and retired at old age and depends on pensions till death comes, that’s their own financial philosophy. Some other individuals believed that having their own personal business, not working for government or private sector is the best way of generating income, they just want their freedom, that’s their own financial philosophy.

My father worked for the government all his life and retired as a primary school headmaster, and currently depends on pensions from the government which doesn’t come often as it should. For him, the idea of going to school and securing a high paying job was the best advice he could give us while growing up. But looking at his lifestyle as a primary school teacher wasn’t that inspiring to me, he was struggling financially throughout his working days. He only gets paid at the end of the month, his salary often times are not even enough to the care of his family needs. He’s only happy each time he received his pay cheque and fall back to face the reality of his life once his family needs absolved the little monthly salary. But thank God he got married with someone like my mother who was there to support him during his struggle days. Don’t try this, you might not be lucky as he did then.

On the other hand, my mother who was a famer and entrepreneur has her own great financial philosophy she learned from her late father who was a big time business man. Her ideas about money was impacted on me differently while growing up. She runs her petty trade businesses three times in a week to support my father during our upbringing. Back then, she prepares and sells her Agidi or Eko (Corn Jellos) either white or jellof in the morning and fries Akara (beans Cake) during the evening time. Note the differences, she make her own money morning and night in a day and does that three times in a week. Most of our family needs were been taken care of before Dad’s monthly will comes in at the end of each month; which made it easy for us at least to have our meal daily whenever there were delays in the payment of my Dad’s salary.

Are You Employee-Minded or Entrepreneurial?

Employee minded people view their work as the only source of making money. They hate their jobs once the pay cheque is been delayed or somebody threaten to sack or suspend them from working for the company or the government. They only think about how to keep their job safe without exploring their talents to generate extra income from other streams of income. The Entrepreneurs see their business or work as an opportunity to live their life purpose, contribute to the world, and grow themselves while making money. They venture in different opportunities to challenge their financial skills. They are not afraid of trying different ideas that would enable them generate extra income from other streams of income. They invest on their financial education to learn and understand themselves on how money making processes work. Entrepreneurs work from their strengths and grow strongly with years of experience to become financially independent.

Growing up with my parents with two different financial philosophies helped me to learn two different views about how to generate income or make money to support myself. As an employee-minded like my Father, I learned how to study hard in school to get good grades which would help me to secure high paying jobs to earn a living. From Entrepreneurial- mindset liked my mother who enjoys making money from different source on a daily basis, I learned how to run my own personal businesses while still works  as an employee. The two philosophies require hard-work to be successful.

Being conscious of the two different financial philosophies while growing up, was a great opportunity for me to view the idea of generating money differently from my peers. There was a time I asked my father, Dad, please when are we going to be rich? I mean, having our house, cars and other good things life can offer. He replied and defends himself with reasons why he’s not going to be rich with another question. He would then ask me how would I expect him to be rich if all they paid him after working for the whole month is just N50, 000? That his monthly salary is not even enough to take care of the family needs for the whole month talk less of buying car and building house for the family. He fearfully told me to forget about the idea of getting rich someday, which I should forget about money and study hard in school. Because once I have good grades I will get a good job like him and establish my own family once I become an adult. I believed, he does all these self defense because he never questioned his beliefs about money and learn new financial philosophy that could have changed his few about making money while being an employee.

Though my mother weren’t financially rich as well, but she kept on making some money three times in a week, and the joy of having some money around her was what kept her going each day. And helping my mother in selling her Akara (beans cake) and Agidi or Eko (Corn Jellos) after school helped me to develop my selling skills. I learned how to pursued people to buy my Akara (beans cake) and Agidi or Eko (Corn Jellos). During selling back then, I always have two things in mind; firstly, there would be enough food on our table, new clothes, shoes, and payment of school fees and textbook once I make enough sales and secondly, there would be less food on our table and lack of other items with few or no sales. So, with that mindset I try to thrive during selling to make enough sales to support my family needs.

 And these selling skills I developed when I was young are what helped during my days in banking sector as a good Business Development Manager (Marketer). On my daily market, I can easily walk to people or an individual and talk about my products and pursued them to open account and do some transactions business with me. It helped me also overcame the fear of rejections, fear of success and fear of approach. I learned how to set up systems that can provide services to others and generate money for me while I’m sleeping.

Also I learned about lending and make some money from the interest paid on the principle money on the monthly basis. (Lending business is risky; some customers may not be able to payback) I learned how to write business proposal to myself and others and make money from them too. My mother’s financial philosophy helped to develop my entrepreneur’s skill. I learn generating money every day; it’s just part of me. Please, don’t see as a money machine, I don’t even talk about money much with others; I only explore what I’ve learned in my own personal life to enable me help myself and others. Some people don’t like talking about money publicly. How is such belief helping them to grow financially?     

In my own business, talking about my products is not a big deal for me I see marketing myself as the first step to get my business going and with that curiosity; people will step up to do business with me. For my bulk SMS business (Fast Links Bulk SMS), I met people on social media. Once I see anyone who posted their wedding invitation card or doing a business promo to create awareness, I moved straight to open a private chat with the person, talk about my products, and send few samples of my previous works I did for others for them to see. Once they like my work get convinced that I can render the kind of services they needed, we exchange phone contacts and schedule a business appointment with each other and from then a business transaction occurs. Most of them recommend my services to others and my network expands from there.

I make fun money from my bulk sms business because I can simply do that from the comfort of bed room. It doesn’t require extra knowledge or work since I set up the system few years ago. It’s an automatic system that I can use to send bulk sms to more than one million people within few hours once I have the message content and contacts of the recipients available. From this website, I run an affiliate program and make money with jumia, one of the biggest online stores in Nigeria; I get paid once someone followed my link to their website to purchase items from them. I set up free will donations button at my sidebar for local and international donors that wish to support what I do here. It’s all about developing strong financial philosophy that runs independent of my time.

 I always asked myself, if I don’t sell my products and brand name, who would that for me? And if I’m not proud of my business and to talk about it with boldness to others, who would do that for me? If I don’t support myself by learning new ways of making money, who would give me the money, I needed to take care of my needs? What’s holding you back from trying new ways of making money? What’s your current financial philosophy?

Evaluating Your Financial Philosophy

Understanding where you’re right now financially is the best way to start evaluating your financial philosophy. What’s your relationship with money? How do you keep money in your wallet? What beliefs do you tagged on generating money multiple streams of income? How do you see those making enough money on a daily basis? Do you learn anything about money from your parents while growing up? Do you know about investing? Are you investing your money, time, talents, gifts wisely in a way they are generating profits for you? Would you consider investing on your financial educations as a right move to evaluate your financial philosophy? Who are your current friends? How much are they making monthly or annually?

Your financial status at any given time is because of the series of steps and actions you’ve taken in the past few years. Don’t try to rock the boat and think that those questions are not important and necessary for you to mediate or reflect on each of them. A shift in your financial report card requires a shift in your in your subconscious mind. And for you to move to the next level financially, you must be ready to move out from where you’re today to develop new personality that will support and accommodate the new person you’re becoming. Your old self couldn’t give you what you want from life, it’s time to step up and move out of your comfort zone to have a new financial philosophy. Start small and build your way up gradually, but make sure you’ve already set a new standard you’re working on.

Evaluating your financial philosophy doesn’t mean you would get finance fix over night, but you’ve to be persistence and explore the experience of new financial education journey. You must unlearn the limiting beliefs that have been holding you back and replace them with empowering ones. I suggest you read post titled Are your beliefs serving you or holding you back. The beliefs you hold on your subconscious mind about money serves as a catalyst in your money generating abilities. So, make your beliefs great ones.

The best thing about money is that it works 24 hours a day and can work for you as well and generations to come. Keep your day-time job, be a great hard- working employee if you’re one, but keep developing your financial philosophy on a daily basis. We all have a lot of potentials and gifts we are blessed with. And I think starting with our talents and gifts as I did as a writer is a great step to begin with. Stop letting self-doubts keeps you on a box for a long time. Because your brilliance is ultimately going to decides your future much than your college degrees if you have any. Remember in the real world, it’s not those with the highest formal educational certificates that get ahead but the bold ones. Make your of your brain for it to serve you better and help you develop strong financial philosophy because it’s the greatest assets you’ve to work with. Save your future and the future of your family by setting good standard for all.

Until Next Time, Live Exceptionally!

How to Prepare and Get Ready to Attract Financial Abundance

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    “People become wealthy because they decide to become wealthy”

Attracting financial abundance and success in one’s life are not something you go after necessarily but something you attract by becoming an attractive person. If you can develop your skills, keep refining all the parts of your Character and yourself, your health, your relationships so that you become an attractive person—you’ll attract financial abundance. Then, your being would probably seek you out to saturate the world with Abundance.

The subject of finance abundance (money) and how to attract it is one of the topic we often neglect to talk about in a public places such as schools, religious gathering, wedding ceremony, public lectures, social gathering etc., because we’re afraid of what other people might think of us any time whenever talk about it. But at the end, we still want more money because we can’t deny the fact that most of our needs, wants, challenges, desires, dreams, visions, goals, and problems require money to get them fixed.

We live in denials of our quest for finance abundance through global limiting beliefs financial abundance. We sabotage our chances of attracting financial abundance through self and global limiting beliefs imposed on ourselves. And such self and global limiting beliefs are as follows; Money is the root of all evil. Money is not that important. Money is there to be spent. The rich get richer and the poor get poorer. I’m just not good with money. My family has never been rich. Money is a limited resource. I’m not good enough to have money. I’ll never be rich. Rich people are bad. Money doesn’t grow on trees. It takes a lot of money to make money. It’s selfish to want a lot of money. More money more problems. Money is not that important (Its Only Money). It’s more “Spiritual” to not care so much about money.

How long have you been keeping and nurturing these beliefs? Are you aware about beliefs about money? How many times have you been trapped repeating such limiting beliefs about money? Now, how do you perceive rich people? How do you handle money? How do you treat money? What do you learned from parents about money? What was your dream about attracting financial abundance when you were young? Do you talk about money with friends? What feelings do your friends and peer groups associates about money?

What is financial Abundance? What does living in Abundance mean to you?  How often do you study and research about how to attract financial abundance? Financial abundance simply means circulating wealth in such a way that creates more joy, happiness, love, and harmony in the world for you and for others. It also means creating a financial balance of inflows and outflows for yourself that allows for a secure, not insecure, future. Having abundance in life doesn’t mean that you should have it all. It means that you already do. You could be blessed with wealth of talents and gifts which can turn around to generate and attract financial abundance to your life.

The problems or challenges people face on attracting financial abundance is that, people often think and believe that money or abundance can only come to them through one source. But the beautiful nature of being open for to all possibilities means that financial abundance can flow into your life in a multitude of surprising and creative ways. To attract financial abundance, you’ve to be open to allow it to flow into your reality. Stop disempowering yourself believing you can only make money through source.  There is a natural flow of energy you can tap in that moves through all things. It creates and shapes the current moment. You’re a significant part of the Universal energy flow. The universe is always inviting you to support you to align with the flow of its Energy.

The Good News about Attracting Financial Abundance

We live in an abundant universe in which there is sufficient money for all who really want it and are willing to obey the laws governing its acquisition. Plenty of money is available to you. There is no real shortage. You can have virtually all you really want and need. We live in a generous universe, and we are surrounded by blessings and opportunities to acquire all we truly desire. Your attitude toward either abundance or scarcity of money will have a major impact on whether or not you become rich.

The universe is designed to provide you with a constant flow of love in all needed forms for your total and abundant support. In other words, whatever you need is coming your way in abundance. This is a universal principle on which you can always rely.

One of the ways that we connect with this flow is by expressing our natural gifts and talents, for these fun activities inspire us to the point of freeing us from any sense of constraint or limitation.  As we share the gifts and talents that inspire us with others they experience the same uplifting sense of support. The central way that we connect with this flow is by relaxing into it and releasing any feeling of need to control events to make abundance happen.

We block the flow by worrying about not having enough.  Worry about scarcity manifests conditions that support the belief in its possibility.  For instance, worrying about not having the loving relationship you want produces circumstances that support your sense of loneliness, isolation and separation.

Where to Start Attracting Financial Abundance into Your Life

The best place you can start preparing and getting ready to attract financial abundance in your life is to start cleaning your mental blockage and limiting beliefs about money. All the limiting beliefs that have been blocking you from attracting abundance into your life. Once your limiting beliefs about attracting financial abundance are been transformed to empowering beliefs, you start resonating with the universal energy flow which aligns you in the manifesting abundance process, because it’s already in you.

Firstly of all, starts by working on your personal limiting beliefs system about money. Here I’m going to use some examples of personal limiting beliefs and how to transform it to empowering beliefs. The transforming would be; instead of saying it’s selfish to want more money you can say that wanting money more money for yourself is not selfish, rather how you use your money will determine the kind of fulfillment it brings to you. Here you would starts seeing money as simply a medium of exchange and if you make more money and use it to positively, you would impact your life and that of other people. And once you start seeing yourself and others, then attracting financial abundance become really an amazing feeling.

Instead of saying more money more problems, rather you can transform that to be that money helps you live and have a right balanced life. As much as making money is important, there are some important virtues that you must learn or have in order to balance your life. Having more money is not a problem, rather a blessing because it helps you go for your dreams. Money its very important in your life because it helps you strike balance in your life between work, family, and leisure. And with that balance in such places in your life, it doesn’t matter how much money you make, your life will always be fulfilled.

Another strong personal limiting belief about money is, I’m not just good with money, rather you can transform that to be Life is always a journey and a daring adventure full of lessons and, so with money you can venture in many things and learn more about a lot. You can also, learn possible ways you can manage and handle your money and make it work for you. You cannot use this as an excuse for not making money, what you really need to do is acknowledge that getting good with money is a lesson that can be learned over time.

Secondly, you start working on Certain Global Beliefs  people associated with money. These are beliefs that people are generally used to defend themselves about attracting financial abundance. One is, Money is the root of all evil, rather you can transform this belief to be, money is just a medium of exchange, how you use it is all up to you. Besides, there is a lot of good you can do with money and touch the hearts of many people. You need to start looking at money not just as a measure of wealth but also a force of doing good in the world. Money helps you contribute and serve the highest good of all.

Instead following people to say that, the rich get richer and the poor get poorer, rather you can say that, such belief that the rich get richer and the poor get poorer is basically limiting your ability to take charge of your financial future. You’re now conscious about your financial abundance attracting power and resigned from your formal fate of thinking that your financial fate has been sealed by someone else. Then you start can empowering and attracting things that would help you take care of your personal finance especially if you are looking to live a life of abundance and self-fulfillment. Instead of holding this belief, think of your financial future as your own responsibility and you will be fine.

And the last one on this post is, It’s more “Spiritual” to not care so much about money, please beware of people that often say stuff like this and avoid them. This is a very false claim in fact it’s used as an excuse by people who are in struggling financial situations. There is no doubt being rich has got nothing to do with spirituality, you can be rich and be spiritual at the same time. The idea that you have to choose either one of them is simply absurd. Beside, just because you really don’t care about money does not necessarily mean you are a spiritual person. Attracting financial abundance would help you become more spiritual because spirituality is all about service, and it’s very hard to serve and reach out to many people without having the financially capacity to do that.

Stop giving your financial abundance power away to people and start reclaiming your power over money. Ask yourself, how long have you being helped with the above listed global and personal limiting beliefs about attracting financial abundance?  Make yourself available to help your mind resonate with the empowering beliefs shared above to enable you shift your consciousness about financial abundance.

I strongly believed that the above few cleaning and transforming limiting beliefs and mental blockage about attracting financial abundance would help you create new a relationship with your personal finance and dream of attracting abundance to your life.  You can practice the following empowering affirmations to help you align with the universal flow of financial abundance energy. I have enough money. I have enough money to take care of my needs at this moment. I believe in my financial future. I am financially secure. I am abundant. I am building financial wealth. I am investing in myself.

To attract abundance into your life, you need to feel abundant. You have to develop an “abundance consciousness”. Abundance consciousness means, becoming aware of the existence of abundance, of feeling it in your life, and of connecting with it, even if it doesn’t seem to be a part of your life at this moment. This kind of consciousness means feeling and believing that you are a part of it.

This kind of consciousness-awareness opens your mind to see it around you, and to recognize opportunities. “Abundance consciousness” breaks through the limiting beliefs of your mind and opens your mind to wider opportunities and a wider point of view.

Until Next time, Live Exceptionally!